Car loans

Car Loans

According to the statistics, 1 million of those people who buy the car in the United States have to apply for receiving of the loan.

During the last years people spend more and more money for the vehicle. In the US 6 million of people are looking for the second hand car. Majority of the people are ready to spend on the car from 5 000 to 24 000 pounds. Usually the main sources of the money for cars are personal savings, credits and loans. In the whole country people use about 24 billion of pounds per year.

About 17 % of the English people have a desire to buy second hand car. They are ready to spend huge money on such purchase and to apply for receiving of the loan. In Wales and East England 14 % of people are ready to make such purchase. In the Midland only 7 % of people are ready to buy second hand car.

Economists from the financial firms affirm that one fifth of the second car which was bought in the UK, are financed via special loans. There are many lenders and financial offers available, so the clients have many opportunities to choose the best and the most advantageous variant, which will meet all goals and wishes.

Very often, people apply for the getting of the loan in the case if they buy the second car. Those, who have decided to buy the car via loan, have to negotiate with the lenders and to choose the best conditions. In this case the consumers can save much of money. There are several things which the clients have to pay attention on. The main factors are: level of interests, system of repayment and system of penalties for nonpayment. Besides, the clients have to take into account not only the price of the car, but also such expenses as fuel, perking, taxes and car repairs.

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